← Hivemind

Terms of Service

Effective July 4, 2026

1. Acceptance of Terms

These Terms of Service ("Terms") govern your access to and use of the services provided by Hivemind Inc. ("Hivemind," "we," "us," or "our"), including the website at hivemind.inc and the Hivemind iOS app (collectively, the "Service").

By creating an account or otherwise using the Service, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, do not use the Service. If you use the Service through the Apple App Store, the additional terms in Section 13 also apply.

2. Description of the Service

Hivemind is an investment-intelligence platform. The Service surfaces context about the securities you hold or are interested in — including institutional ownership patterns, supply-chain relationships, and personalized news signals — by combining public data sources with information you choose to share.

The Service is informational. Hivemind is not a registered investment adviser, broker-dealer, or financial planner. Nothing in the Service constitutes investment, legal, tax, or other professional advice (see Section 8).

3. Accounts and Eligibility

You must be at least 18 years old and capable of forming a binding contract to use the Service. You agree to provide accurate registration information and to keep it current.

You are responsible for safeguarding your account credentials and for all activity that occurs under your account. Notify us immediately at team@hivemind.inc if you suspect unauthorized access.

4. Connecting Financial Accounts (Plaid)

The Service uses Plaid Inc. to connect to your brokerage and investment accounts at your request. By initiating a connection, you authorize Plaid to access your financial institution on your behalf and authorize us to receive the resulting data through Plaid.

Read-only access. The Service requests read-only access. We cannot initiate trades, transfers, withdrawals, or any other transactions on your accounts.

Data accuracy disclaimer. The financial account data displayed in the Service is provided as reported by your institution through Plaid. We do not guarantee that this data is current, complete, or error-free. Holdings, transactions, cost basis, and balances may be delayed, may not reflect pending activity, and may differ from your institution's official records. You should rely on your institution's statements for authoritative account information.

You can disconnect a connected institution at any time from your Settings. Disconnection terminates Plaid's access and removes the corresponding data from our systems. See our Privacy Policy for details.

Your use of Plaid is also subject to Plaid's own End User Privacy Policy and terms.

5. Subscriptions, Billing, and Payments

Hivemind offers a free tier and paid subscription plans (currently Iris and Iris Pro). Paid plans unlock additional features; the plan name, features, billing period, and price are shown at the point of purchase. Depending on where you subscribe, your payment is handled by a different provider.

Apple In-App Purchase (iOS app)

Subscriptions purchased in the iOS app are billed through your Apple ID via Apple In-App Purchase. These subscriptions auto-renew at the disclosed price for the same period unless you cancel at least 24 hours before the end of the current period. Your Apple ID is charged for renewal within 24 hours prior to the end of the period. You can manage or cancel your subscription, and turn off auto-renewal, at any time in your Apple ID Account Settings on your device. Deleting the app does not cancel your subscription. Except where required by law, payments are non-refundable, and refunds for Apple In-App Purchases are handled by Apple under the Apple Media Services Terms and Conditions.

Web checkout (Stripe)

Subscriptions purchased on the web are billed through Stripe and recur automatically each billing period until cancelled. You can cancel or manage a web subscription at any time from your billing settings; cancellation takes effect at the end of the current period, and you retain access until then.

Price changes

We may change subscription prices. For recurring subscriptions, we will give advance notice and, where required, obtain your consent before a price change takes effect. Continued use after the change takes effect constitutes acceptance of the new price.

6. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose or in violation of any applicable law or regulation
  • Attempt to access, scrape, reverse-engineer, or interfere with the Service or its underlying systems
  • Connect or attempt to connect accounts that do not belong to you
  • Resell, sublicense, or redistribute the Service or its content without our written permission
  • Use the Service to harass, defraud, or harm others
  • Bypass or attempt to bypass rate limits, authentication, or other technical restrictions

We may suspend or terminate your account if you violate these restrictions.

7. Intellectual Property

The Service, including its content, code, design, and underlying data sources, is owned by Hivemind or its licensors and is protected by copyright, trademark, and other intellectual-property laws. We grant you a limited, non-exclusive, non-transferable license to use the Service for your personal use, subject to these Terms.

You retain ownership of the information you provide to the Service (your portfolio data, connected account contents, etc.) and grant us a license to process that information solely to operate and improve the Service.

8. No Investment Advice

Hivemind does not provide investment, legal, tax, or other professional advice. The intelligence, analysis, signals, and any other content presented in the Service are informational and research content only and reflect algorithmic and editorial interpretation of public data.

Nothing in the Service is a recommendation to buy, sell, or hold any security, and Hivemind is not a broker-dealer, investment adviser, or fiduciary. Past performance does not predict future results. You are solely responsible for your investment decisions, and you should consult a qualified professional before acting on any information you encounter through the Service.

9. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, HIVEMIND DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND ANY WARRANTIES REGARDING THE ACCURACY, RELIABILITY, OR TIMELINESS OF DATA SURFACED THROUGH THE SERVICE.

We do not warrant that the Service will be uninterrupted, error-free, or that any data displayed (including data sourced from Plaid, public filings, or third-party providers) is accurate or complete.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, HIVEMIND AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LICENSORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUES, OR DATA, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT WILL OUR AGGREGATE LIABILITY EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE TWELVE MONTHS PRECEDING THE CLAIM OR (B) ONE HUNDRED U.S. DOLLARS ($100).

Some jurisdictions do not allow the exclusion or limitation of certain damages, so portions of this section may not apply to you.

11. Indemnification

You agree to indemnify and hold harmless Hivemind from any claims, damages, liabilities, costs, or expenses (including reasonable attorneys' fees) arising out of your violation of these Terms, your misuse of the Service, or your violation of any law or third-party right.

12. Termination

You may stop using the Service and delete your account at any time — in the iOS app or from your Settings on the web. We may suspend or terminate your access to the Service at any time, with or without notice, if we believe you have violated these Terms or if continued provision of the Service to you presents a risk to us or other users.

On termination, sections that by their nature should survive (including Sections 7–11 and 13) will survive.

13. Apple App Store — Additional Terms

These additional terms apply when you obtain or use the Hivemind app through the Apple App Store (the "App"). In the event of a conflict, these terms govern with respect to your use of the App. You acknowledge and agree:

  • These Terms are between you and Hivemind only, not Apple. Apple is not responsible for the App or its content. Hivemind, not Apple, is solely responsible for the App.
  • Scope of license. Your license to use the App is limited to a non-transferable license to use it on any Apple-branded device that you own or control, as permitted by the Usage Rules in the Apple Media Services Terms and Conditions.
  • Maintenance and support. Hivemind is solely responsible for providing any maintenance and support for the App. Apple has no obligation to furnish any maintenance or support services.
  • Warranty. Hivemind is solely responsible for any product warranties, whether express or implied by law, to the extent not effectively disclaimed. If the App fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) of the App to you; to the maximum extent permitted by law, Apple has no other warranty obligation whatsoever with respect to the App.
  • Product claims. Hivemind, not Apple, is responsible for addressing any claims by you or a third party relating to the App or your use of it, including product-liability claims, claims that the App fails to conform to any applicable legal or regulatory requirement, and claims arising under consumer-protection, privacy, or similar legislation.
  • Intellectual property. In the event of any third-party claim that the App or your use of it infringes that third party's intellectual-property rights, Hivemind, not Apple, is solely responsible for the investigation, defense, settlement, and discharge of such claim.
  • Legal compliance. You represent and warrant that you are not located in a country subject to a U.S. Government embargo or designated as a "terrorist supporting" country, and that you are not listed on any U.S. Government list of prohibited or restricted parties.
  • Developer contact. Questions, complaints, or claims regarding the App should be directed to Hivemind Inc., Delaware, United States, team@hivemind.inc.
  • Third-party terms. You must comply with applicable third-party terms of agreement when using the App (for example, your wireless data-service agreement).
  • Third-party beneficiary. Apple and Apple's subsidiaries are third-party beneficiaries of these Terms, and upon your acceptance, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.

14. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Delaware, United States, without regard to its conflict-of-laws principles. Any dispute arising under these Terms will be resolved exclusively in the state or federal courts located in Delaware, and you consent to the personal jurisdiction of those courts.

15. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the "Effective" date above and, for material changes, notify you by email or through the Service. Continued use of the Service after a revision constitutes acceptance of the updated Terms.

16. Contact

Questions about these Terms? Email us at team@hivemind.inc.